MABEN NIDHI LIMITED
Nidhi CompanyUnlistedACTIVE compliantCIN: U65991KL1993PLN007584
INDICATIVE PRICE₹ —Last allotment: 29 Sept 2025
UA Score85/100
CIN
Incorp. Date20 Dec 1993
Paid-up Capital₹49.99 Cr
Open Charges✓ None
Last AGM29 Sept 2025
PAN
Company Summary
Maben Nidhi Limited (MNL), as per its credit ratings, is engaged in the business of providing loans against gold jewelry, loans against property, and loans against deposits. It operates an online port…
BFSIOther Financial Services
Incorporation20 Dec 1993
Age33+ years
PANAABCM5733E
StatusUnlisted
LocationVALAPAD, Kerala
IndustryBFSI
🎙️ Company Audio Brief
1-Minute Company Overview
Listen to key insights • 1:00 min
💡 Quick Investor Summary
🏢
What They Do
Maben Nidhi Limited (MNL), as per its credit ratings, is engaged in the business of providing loans against gold jewelry, loans against property, and ...
📈
Financial Health
Reporting Between 50 and 250 cr. in revenue. Currently operating at a more than 5 cr..
🛡️
Positive Aspects
No credit bureau defaults. Maintains active compliance with regulators.
⚠️
Key Risk
Payment delays in EPF (true). Market competition.
Key Highlights
ℹRevenue: Between 50 and 250 cr.
✓Profit: More than 5 cr.
✓No bureau defaults
⚠Pending legal cases filed
⚠EPF payment delay: true
ℹEmployees: Between 501 and 1000
Management Team
KR
KURUPPATH REMESHKUMAR
DirectorDIN: 01789719Since 25 Sept 2017
AP
ANOOP PEEDIKEKKAL
Company SecretarySince 25 Jun 2013
BJ
BESTO JOSEPH
CEOSince 22 Jul 2022
Show 13 past directors
JP
JYOTHY PRASANNAN
Managing DirectorDIN: 00044371Ceased 20 Jul 2025
KS
KELATH SANTHAKUMAR
DirectorDIN: 00595286Ceased 01 Jul 2024
VK
VENUGOPALAN KALARIKKAL SANKARANKUTTY
DirectorDIN: 06963027Ceased 31 Aug 2024
MP
MANOMOHANAN PANDAT
DirectorDIN: 00042836Ceased 06 Feb 2012
VP
VAZHAPPULLY PADMANABHAN NANDAKUMAR
DirectorDIN: 00044512Ceased 18 Apr 2012
CV
CHEERAN VERGHESE VERGHESE
DirectorDIN: 00779894Ceased 11 Jun 2014
TP
TITU PRASANNAN
Whole-time directorDIN: 02501274Ceased 19 Aug 2015
VS
VAZHOOR SANKARANARAYANAN VYASABABU
DirectorDIN: 02478317Ceased 22 Jul 2015
SN
SUSHAMA NANDAKUMAR
Managing DirectorDIN: 02270130Ceased 06 Oct 2008
VM
VYLAPULLY MAMA MANOHARAN
DirectorDIN: 00044817Ceased 25 Jun 2013
GV
GEETHA VAZHAPPILLY PADMANABHAN
Whole-time directorDIN: 02905264Ceased 18 Nov 2013
SE
SHELLY EKALAVIAN
Whole-time directorDIN: 02262693Ceased 31 Mar 2018
DR
DAVID ROMY JOSE
CEO(KMP)Ceased 01 Apr 2022
IPO Pipeline
IPO Tracker
Financial Data
Financial Statements
📊 Showing 1 year of data. Upgrade to Premium for full 5-year history.
Total Employees
Between 501 and 1000
CSR Expenditure
Not Specified
ℹ Cash Flow Statement not filed for latest year.
Profit & Loss Statement
| Line Item | FY 2025 |
|---|---|
| Net Revenue | ₹66.95 Cr |
| Total Operating Cost | ₹14.19 Cr |
| Operating Profit / (Loss) | ₹35.25 Cr |
| Other Income | ₹4.31 Cr |
| Depreciation | ₹1.54 Cr |
| Profit Before Tax | ₹17.91 Cr |
| Income Tax | ₹4.43 Cr |
| Profit After Tax (PAT) | ₹13.48 Cr |
Balance Sheet
| Line Item | FY 2025 |
|---|---|
| ASSETS | |
| Non-Current Investments | ₹0 |
| Net Fixed Assets | ₹14.07 Cr |
| Total Non-Current Assets | ₹94.66 Cr |
| Cash & Bank Balances | ₹25.48 Cr |
| Trade Receivables | ₹0 |
| Total Current Assets | ₹249.45 Cr |
| Total Assets | ₹358.18 Cr |
| LIABILITIES & EQUITY | |
| Share Capital | ₹49.97 Cr |
| Reserves & Surplus | ₹48.09 Cr |
| Total Equity | ₹98.06 Cr |
| Long-Term Borrowings | ₹97.76 Cr |
| Deferred Tax (Net) | ₹0 |
| Total Non-Current Liabilities | ₹99.98 Cr |
| Short-Term Borrowings | ₹142.34 Cr |
| Trade Payables | ₹1.36 Cr |
| Total Current Liabilities | ₹160.15 Cr |
| Total Debt | ₹240.10 Cr |
Cash Flow Statement
📋
Cash Flow Statement not filed
This company has not filed cash flow statements. This is common for smaller entities and non-profits.
Analytics
Charts & Ratios
Insufficient data to compute Enterprise Value to EBITDA. CMP or reliable EBITDA metrics missing.
OCF vs PAT Ratio
Revenue & Profit Trend
Key Ratios
Debt & Equity
Cash Flow Breakdown
Key Ratios Table
Regulatory & Legal
Governance & Compliance
Ownership Structure
Capitalization Table
Industry Benchmarking
Peer Comparison
Industry: BFSI — Other Financial Services
Sample Size: 30 peers (2025 data)
Target Company Ratios vs Industry Median
| Parameter | Company Value | Industry Median | Status |
|---|---|---|---|
| Revenue (₹ Cr) | 66.95 | 66.36 | ▲ |
| Revenue Growth (%) | -6.66 | 21.27 | ▼ |
| EBITDA Margin (%) | 52.65 | 6.17 | ▲ |
| Net Margin (%) | 20.13 | 2.71 | ▲ |
| Return on Equity (%) | 13.75 | 12.62 | ▲ |
| Debt / Equity | 2.45 | 0.07 | ▼ |
| Inventory / Sales (Days) | 0 | 0 | — |
| Debtors / Sales (Days) | 0 | 12.05 | ▲ |
| Payables / Sales (Days) | 7.44 | 7.22 | ▲ |
| Cash Conversion Cycle (Days) | -7.44 | 1.25 | ▲ |
| Sales / Net Fixed Assets | 4.76 | 15.84 | ▼ |
Closest Peers by Revenue
| Company Name | CIN | City | Revenue (₹) |
|---|---|---|---|
| SYSTEMATIX CORPORATE SERVICES LIMITED | L91990MP1985PLC002969 | INDORE | 68,19,62,000 |
| FINZOOMERS SERVICES PRIVATE LIMITED | U64990HR2020PTC086201 | GURGAON | 67,73,40,000 |
| MABEN NIDHI LIMITED | U65991KL1993PLN007584 | Thrissur | 66,95,48,625 |
| PLADA INFOTECH SERVICES LIMITED | L72900MH2010PLC209364 | MUMBAI | 66,93,11,000 |
| DREAMS DEBT SOLUTIONS PRIVATE LIMITED | U74999RJ2017PTC057844 | JAIPUR | 66,88,46,288 |
Market Sentiments
Latest News
Recent News
No recent news found or analyzed for this company.
MCA Filings