THE FEDERAL BANK LTD

Public Limited Indian Non-Government CompanyListedACTIVE compliantCIN: L65191KL1931PLC000368

INDICATIVE PRICE₹ —Last allotment: 29 Aug 2025

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UA Score85/100

CIN

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CIN

Incorp. Date23 Apr 1931

Paid-up Capital₹492.61 Cr

Open Charges✓ None

Last AGM29 Aug 2025

PAN

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PAN

Company Summary

The Federal Bank Ltd (TFBL), as per its credit rating report, is classified as an old private sector bank by the Reserve Bank of India. TFBL is a private-sector bank in Kerala. The bank has a retail f…

BFSIBanks

Incorporation23 Apr 1931

Age95+ years

PANAABCT0020H

StatusListed

LocationERANAKULAM, Kerala

IndustryBFSI

🎙️ Company Audio Brief

1-Minute Company Overview

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💡 Quick Investor Summary

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What They Do

The Federal Bank Ltd (TFBL), as per its credit rating report, is classified as an old private sector bank by the Reserve Bank of India. TFBL is a priv...

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Financial Health

Reporting - in revenue. Currently operating at a -.

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Positive Aspects

No credit bureau defaults. Maintains active compliance with regulators.

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Key Risk

Market competition.

Key Highlights

ℹRevenue: -

✓Profit: -

✓No bureau defaults

⚠Pending legal cases filed

ℹEmployees: Upto 100

Management Team

SIDDHARTHA SENGUPTA

DirectorDIN: 08467648Since 25 Jul 2019

VARSHA VASANT PURANDARE

DirectorDIN: 05288076Since 09 Jul 2021

VENKATESWARAN VENKATRAMAN

CFOSince 18 May 2021

+10

more directors

Show 34 past directors

SHYAM SRINIVASAN

Managing DirectorDIN: 02274773Ceased 22 Sept 2024

NILESH SHIVJI VIKAMSEY

DirectorDIN: 00031213Ceased 24 Jun 2019

BALAKRISHNAN KRISHNAMURTHY

DirectorDIN: 00034031Ceased 24 Sept 2021

SANTHANAKRISHNAN SANKARAN

DirectorDIN: 00032049Ceased 12 Jan 2009

ABRAHAM CHACKO

DirectorDIN: 06676990Ceased 01 May 2015

VENUGOPALAN MANNIL

DirectorDIN: 00255575Ceased 31 Jul 2010

KESAVA MENON CHANDRASEKHAR

DirectorDIN: 06466854Ceased 28 Feb 2018

SHUBHALAKSHMI AAMOD PANSE

DirectorDIN: 02599310Ceased 17 Jul 2020

HARSHAN KOLLARA SANKARAKUTTY

Whole-time directorDIN: 01519810Ceased 30 Apr 2010

PANEMANGALORE SURENDRA PAI

DirectorDIN: 01226193Ceased 13 Sept 2010

GANESH SANKARAN

DirectorDIN: 07580955Ceased 15 Feb 2019

PANDITHACHOLANALOOR RAMASWAMY KALYANARAMAN

Whole-time directorDIN: 01993027Ceased 02 Jan 2011

HAYAGREEVA RAVIKUMAR PURANAM

DirectorDIN: 00280010Ceased 03 Sept 2011

SUDHIR MORESHWAR JOSHI

DirectorDIN: 00349597Ceased 28 Feb 2017

BALAGOPAL CHANDRASEKHAR

DirectorDIN: 00430938Ceased 29 Jun 2023

PALATHUNKAL CHACKO JOHN

DirectorDIN: 00042147Ceased 30 Apr 2013

HARISH HANSUBHAI ENGINEER

DirectorDIN: 01843009Ceased 01 Oct 2018

MOHMMAD YOUSUF KHAN

DirectorDIN: 00570339Ceased 24 Jun 2014

PULLATTEL CHACKO CYRIAC

DirectorDIN: 00022973Ceased 31 Aug 2012

DEEPAK MAHESHWARI

DirectorDIN: 08163253Ceased 01 Jan 2019

SURESH MUTHUKRISHNA KUMAR

DirectorDIN: 00494479Ceased 14 Nov 2013

ASHUTOSH KHAJURIA

DirectorDIN: 05154975Ceased 01 May 2023

CHANDRAN NAIR THUMPARAMPIL

DirectorDIN: 02689698Ceased 01 May 2013

JAYACHANDRAN NARAYANAN THAIVALATH

DirectorDIN: 01046930Ceased 24 Sept 2007

KADUTHANATHU CHERIAN VARGHESE

DirectorDIN: 01870530Ceased 28 Jul 2013

KOSHY ABRAHAM

DirectorDIN: 00471385Ceased 18 May 2015

ABDUL AZIZ MOHAMED SALIM

DirectorDIN: 01145420Ceased 22 Aug 2009

DILIP GENA SADARANGANI

DirectorDIN: 06610897Ceased 08 Sept 2019

GRACE ELIZABETH KOSHIE

DirectorDIN: 06765216Ceased 21 Nov 2021

DURAISAMY SAMPATH

CFO(KMP)Ceased 16 Sept 2015

ASHUTOSH KHAJURIA

CFO(KMP)Ceased 18 May 2021

GIRISH KUMAR GANAPATHY

Company SecretaryCeased 30 Nov 2019

SHALINI WARRIER

Whole-time directorDIN: 08257526Ceased 23 May 2025

ABHAYA PRASAD HOTA

DirectorDIN: 02593219Ceased 14 Jan 2026

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No DRHP FiledNo IPO filing on record with SEBI

The Federal Bank Ltd is an established private sector bank with a strong retail funding franchise, particularly from NRI deposits, and has not filed for an IPO.

IPO Readiness Score

5/10MEDIUM TERM

The Federal Bank Ltd appears to be a well-established entity with a strong market position, but the lack of current financial data and pending cases warrant careful consideration for any future investment.

📑 DRHP Summary

The Federal Bank Ltd is an old private sector bank in Kerala, offering a wide range of banking and financial services. It boasts a strong retail funding base, including significant NRI deposits, and operates 1,533 banking outlets and 2,052 ATMs. The bank has an international presence in the Middle East.

🚀 Key Highlights

TFBL is an established private sector bank with a long operating history since 1931.
The bank has a strong retail funding franchise, significantly boosted by NRI deposits from the Middle East.
TFBL offers a comprehensive suite of banking and financial services across various segments.
The bank has a notable international presence in key Middle Eastern countries.

⚠️ Watch Points

The company has pending legal cases, which could pose a risk.
The financial data provided is N/A, making a detailed financial assessment impossible.
The 'Employee Count: Upto 100' seems inconsistent with a bank of this scale and description.

For Education purpose only · Not investment advice

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IPO Tracker

Total Employees

Upto 100

CSR Expenditure

Not Specified

No financial data available for standalone statements.

Insufficient data to compute Enterprise Value to EBITDA. CMP or reliable EBITDA metrics missing.

OCF vs PAT Ratio

Revenue & Profit Trend

Key Ratios

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Key Ratios Chart

Debt & Equity

Cash Flow Breakdown

Key Ratios Table

Ratio
Return on Equity
Return on Capital Employed
Current Ratio
Quick Ratio
Debt / Equity
Interest Coverage
Net Margin
EBITDA Margin
Revenue Growth

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Key Ratios Table

IPO Readiness Scorecard

35/ 100

Compliance Status0/25

Inactive/Warn

Financial Scale0/25

Emerging

Legal & Defaults10/25

Flags Detected

Governance & Cap25/25

Stable

Compliance Dashboard

Bureau Defaults

✓ None Detected

Legal Cases (Pending)

✗ Cases Pending

GST Filing Status

✓ Timely

EPF Payment Status

✓ Timely

MCA Compliance

✓ INACTIVE

MSME Payment Delays

✗ None Detected

Insolvency / BIFR History

✓ No History

Auditor Stability (YoY)

✓ Stable

Related Party Transactions

Loans to/from Related Entities

Extracted from AOC-4 disclosures. Currently within normal safe limits.

Remuneration vs Profits

Management remuneration ratio stable against net profit bounds.

Credit Ratings

✓ Credit rating assigned. Details gated.

Legal Case Timeline

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Governance & Compliance

Shareholding Summary (2025)

Total Equity Shares2,45,58,29,065

Promoter Holders0⚠ Low promoter holding

Preference Shares0

Public / Other Holders870311

Shareholding Pattern

100%

Equity

Promoter51%

Public / Others49%

Category-wise Shareholding Breakdown

Shareholder Type	Category	Indian Held (Shares)	Body Corporate (Shares)	Total Shares	% Holding
PROMOTER	equity	0	0	0	0%
PROMOTER	preference	0	0	0	0%
PUBLIC	equity	42,88,18,465	5,00,45,379	2,45,58,29,065	100%
PUBLIC	preference	0	0	0	0%

Corporate Group Structure

Holding Companies

No holding companies mapped.

Subsidiaries

No subsidiaries mapped.

Charges & Liens Detail

Tax & Employee Registrations

GST: Information Gated

EPFO: Information Gated

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Cap Table & Shareholding

No peer comparison data available for this company.

Recent News

No recent news found or analyzed for this company.

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Documents & Filings

THE FEDERAL BANK LTD

Company Summary

🎙️ Company Audio Brief

💡 Quick Investor Summary

Key Highlights

Management Team

IPO Tracker

Financial Statements

Charts & Ratios

OCF vs PAT Ratio

Revenue & Profit Trend

Key Ratios

Debt & Equity

Cash Flow Breakdown

Key Ratios Table

Governance & Compliance

IPO Readiness Scorecard

Compliance Dashboard

Related Party Transactions

Loans to/from Related Entities

Remuneration vs Profits

Credit Ratings

Legal Case Timeline

Capitalization Table

Category-wise Shareholding Breakdown

Corporate Group Structure

Holding Companies

Subsidiaries

Charges & Liens Detail

Tax & Employee Registrations

Peer Comparison

Latest News

Recent News

Documents & Filings

Latest Filings

SWOT Analysis

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